Producer licensing exam
P&C license exam prep: rule out the wrong answers first
A property and casualty license is issued by your state, and so is its exam: the state insurance department sets it, and Pearson VUE, PSI or Prometric delivers it. Every version shares a general block of P&C concepts. That block is what you practice here, with a note on every option.
- Exam
- P&C producer license, set state by state
- Format
- Four-option multiple choice on a computer at a test center
- Blocks
- General P&C block + your state's law
- Delivered by
- Pearson VUE, PSI or Prometric
- Pass mark
- Set by your state
The app is for iPhone and iPad. Practice on this site runs in any browser.
Blueprint at a glance
Where the general block goes
- Foundationsabout 36%
- Principles of insurance6%
- The insurance contract9%
- The insurance transaction4%
- Insurers and regulation6%
- Property insurance basics6%
- Liability insurance basics5%
- Personal linesabout 26%
- Dwelling policy3%
- Homeowners insurance10%
- Personal auto policy8%
- Umbrella, flood and floaters5%
- Commercial linesabout 38%
- Inland and ocean marine2%
- Commercial package policy2%
- Businessowners policy4%
- Commercial property7%
- Commercial general liability7%
- Commercial auto4%
- Commercial crime2%
- Workers compensation5%
- Specialty commercial coverages5%
What is on this site
Practice test
Property and casualty practice test
Mixed questions from every coverage line, with a note on each option.
Study guide
Property and casualty study guide
The blueprint, every coverage part and concept, the facts and the licensing path.
Coverage line
Personal lines
Dwelling and homeowners forms, the personal auto policy, umbrellas, flood and the floaters.
Coverage line
Commercial lines
Marine, the package policy, BOP, commercial property, CGL, business auto, crime, workers comp and the specialty lines.
Coverage line
Foundations
Risk, the contract, the transaction, insurers and their regulation, and the property and liability basics every later part leans on.
Exam facts
One license title, a different exam in each state
There is no national P&C exam. Each state insurance department writes its content outline, picks the testing vendor and sets the pass mark, so the item count, the clock and the fee change at the state line. The outlines we checked agree on the general part: risk and the contract, the HO-3 and the personal auto policy, commercial property, general liability, workers compensation and the other commercial lines. The P&C study guide lays that shared part out by blueprint share.
On top of it, each of those states adds a law block of its own: licensing rules, notice periods, the state's auto requirements. Those items come from your state's candidate handbook, and the drills here leave them out on purpose.
Four states, four versions of the exam
| State | Structure | Scored items (+ unscored) | Time | Pass mark | Source |
|---|---|---|---|---|---|
| Texas | One combined General Lines exam | 130 (+15) | 150 min | Scaled 70 | Pearson VUE Texas handbook checked October 8, 2026 |
| Florida | One combined 2-20 General Lines exam | 160 (+15) | 3 h | 70% correct | Pearson VUE Florida handbook checked October 8, 2026 |
| California | Combined, or Property and Casualty taken separately | 150 | 3 h | 60% | California Department of Insurance checked October 8, 2026 |
| North Carolina | Separate Property and Casualty exams | 55 (+5) each | 1 h 15 min each | Scaled 70 | Pearson VUE North Carolina handbook checked October 8, 2026 |
A route through the site
Take a mixed set
Start with the free P&C practice test. Each answer opens a verdict and a note on all four options, so a miss shows you which neighboring idea pulled you off.
Go to the part that cost you
Every coverage part has its own page with the rules, the traps and a drill. Two of the largest are homeowners insurance and the personal auto policy.
Sit the mock
When the misses thin out, the timed P&C mock exam holds back the notes until you submit, then scores you by coverage line.
Check your state before you book
Read your state's numbers: question counts by state, the passing score and the steps to a P&C license.